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Financial aid options

College costs can feel overwhelming, but financial aid options exist specifically for students with disabilities. From federal grants and scholarships to state programs and institutional support, funding sources can significantly reduce expenses. Understanding these opportunities early can help you plan effectively.

Does your child need financial aid to pay for postsecondary education or training? Begin with the Free Application for Federal Student Aid (FAFSA). Then, complete a financial aid application at the chosen postsecondary education or training program.

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The most common types of financial aid include:

  • Grants: need-based funds that do not require repayment (typically provided by the state or federal government)

  • Loans: funds that require repayment with interest (may be provided by the state or federal government or a private entity)

  • Work-study: income from an on- or off-campus job

Additional options for financial aid include scholarships and educational benefits for students with special circumstances and abilities. Examples include childcare assistance, military benefits, merit aid for academic achievement, and scholarships based on factors such as race, ethnicity, special talents or life circumstances.

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Help your child understand grants (don't have to be repaid), loans (must be repaid), and work-study jobs. The Minnesota Office of Higher Education provides an introduction to financial aid, including a financial aid estimator and tips to lower the cost of postsecondary education.

Scholarships and special benefits may be available for students with unique talents, life circumstances or disabilities. You can review the list of disability scholarships, from Scholarships.com, including descriptions, deadlines and links to apply.

Help your child research, complete applications and meet deadlines so they don't miss opportunities.

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