Skip to content

Understand health plan coverage

As your child becomes an adult, their health coverage and benefits may change. You can help them navigate this transition effectively.

LEARN: [text]

If health coverage is a new topic for your child, describe how it helps to pay for doctor visits so you don't have to pay for everything yourself. If your child will be transitioning to a new health plan, encourage questions and find answers together to build confidence and understanding.

After identifying the health plan coverage options that would work best for your child, review the process, eligibility and timelines for applying for coverage.

The best type of health coverage depends on your child's circumstances. From Medical Assistance to employer-sponsored coverage, your child and you can find an option that works best for them.

  • Parent plans: Check to see if your child has continue eligibility for coverage through your health plan. In Minnesota, parent employer health plans can typically extend coverage to an adult child up to age 26, even if the child is no longer a student or living at home.

  • Employer health plans: If your child is working, explore if there are employer based health care coverage available.

  • College student health plans: Many colleges offer student health insurance plans that provide access to campus health services and help cover medical care while your child is enrolled in school.

  • Medical Assistance: Determine eligibility, benefits and how to apply for state supported coverage.

DO: [text]

Together with your child, use the health coverage interactive tool on DB101 to review which health care options might be best.

Research programs available through the Minnesota Department of Human Services, including Medical Assistance, MinnesotaCare, and other assistance for qualifying residents.

[text]

[text]

The health care transition readiness assessment is a questionnaire that can identify what your child already knows about their health and areas where help may be needed.

Chat, call or email the Hub.

At the Hub, there’s no such thing as a wrong question. We're here to help. Contact us Monday to Friday, 8:30 am to 5 pm.